Man City needs 2 wins for 1st title since '68

Manchester City's manager Roberto Mancini shouts out during his team's 1-0 win over Manchester United in their English Premier League soccer match at The Etihad Stadium, Manchester, England, Monday, April 30, 2012. (AP Photo/Jon Super)

Manchester City's manager Roberto Mancini shouts out during his team's 1-0 win over Manchester United in their English Premier League soccer match at The Etihad Stadium, Manchester, England, Monday, April 30, 2012. (AP Photo/Jon Super)

Manchester City's manager Roberto Mancini celebrates after his team's 1-0 win over Manchester United in their English Premier League soccer match at The Etihad Stadium, Manchester, England, Monday, April 30, 2012. (AP Photo/Jon Super)

Manchester City supporters celebrate during their team's 1-0 win against Manchester United, a goal scored by Vincent Kompany, in their English Premier League soccer match at The Etihad Stadium, Manchester, England, Monday, April 30, 2012. (AP Photo/Jon Super)

Manchester City supporters celebrate after their team's 1-0 win against Manchester United, a goal scored by Vincent Kompany, in their English Premier League soccer match at The Etihad Stadium, Manchester, England, Monday, April 30, 2012. (AP Photo/Jon Super)

Manchester City's Vincent Kompany, second left, scores against Manchester United during their English Premier League soccer match at The Etihad Stadium, Manchester, England, Monday, April 30, 2012. (AP Photo/Jon Super)

MANCHESTER, England (AP) ? Manchester City's victory over Manchester United sparked wild celebrations among the blue half of the city on Monday, yet two difficult matches lie between the team and its first English league title since 1968.

Vincent Kompany's header in first-half stoppage time earned a 1-0 win to put City even with United on points with two games to play, but ahead on goal difference.

Assuming United wins its final two games against Swansea and Sunderland ? two teams with little to play for ? then City also must win its final two matches against teams that desperately need victories.

City's next game is on the road against a Newcastle United team still chasing Champions League qualification, followed by a match against a Queens Park Rangers side battling to avoid relegation.

"It's not finished," said City manager Roberto Mancini. "If we think it's finished it will be a big mistake."

"We are very happy but next Sunday we will have another difficult game (against Newcastle). Very difficult," Mancini said.

City's win on Monday was not as emphatic as its remarkable 6-1 win in their initial league match at Old Trafford earlier in the season, but the tension level was several notches higher.

That was reflected in the second half when Mancini and United manager Alex Ferguson confronted each other on the sideline and had to be kept apart by officials as they yelled and gesticulated at each other, though tempers had calmed enough by the end of the match for them to shake hands.

The confrontation was sparked by a hard challenge by City's rugged midfielder Nigel de Jong on United striker Danny Welbeck, catching him across the ankle and Achilles tendon.

Though Welbeck played out the game, he reportedly left the Etihad Stadium with his ankle in a protective cast, putting him in doubt for the final two games and perhaps a place in England's Euro 2012 squad.

Mancini had publicly written off his team's title chances when it trailed United by eight points at the beginning of April.

Whether it was a genuine opinion or an attempt to reduce the pressure on his players, its seems to have paid off ? and he continued to play down expectations even after going to the top of the standings.

"I don't think it's important what I say to my supporters or my players," Mancini said. "It's important that we work well and that we play a good game on Sunday against Newcastle."

"In two games, everything can happen," he said. "We have a big respect for United because we know they are a strong team. We have two tough games, instead they have two easy games."

City led the league for most of the season, but struggled on the road, culminating in a loss at Arsenal at the beginning of April that appeared to cost the club the title. However, United left the championship door ajar by conceding two late goals in a 4-4 home draw against Everton before the Manchester derby.

This unexpected opportunity is one that Kompany, the Manchester City captain, said the players were determined not to let slip.

"We've been waiting for this moment," he said. "It's far from over, and we know that, but just to give our fans two wins over Manchester United this season ? we have to finish it off."

The derby win meant City has won all but one home match this season, drawing the other.

"Newcastle is now our focus," goalkeeper Joe Hart said. "Hopefully we can push on and get one game closer."

Ferguson conceded that City was now the title favorite, but sounded a defiant note ahead of the final matches.

"They're in the driving seat now," he said. "They only need to win two games of football.

"It's not over yet, of course it's not. As long as there are games of football to play it's not over. We have both the same points, but they've got an eight-goal advantage ? it's a big advantage at this stage of the season."

Associated Press

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Today In 100 Seconds (talking-points-memo)

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Tagg Pet Tracker Review

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Shaw Capital Management Factoring: Investment Tips for the ...

Shaw Capital Management Factoring: Investment Tips for the Accident-Prone

Article by Shawcapital Factoring

IT?S one of the oldest jokes on Wall Street:

?What?s the easiest way to end up with million in the stock market??"Start with million.?

Yes, in good markets and bad, investors invariably find ways to reduce the value of their holdings by doing stupid things. But two new personal finance books are intended to keep you from becoming part of the punch line.

The one that offers the most specific advice, in addition to being more entertaining, is by LouAnn Lofton, managing editor for online content at Fool.com, the Web site of the Motley Fool, the financial education company that also offers its own mutual funds. She argues that investors need to do research, be realistic, think long term and learn from mistakes. But that would make an awkward title, so Ms. Lofton calls her book ? Warren Buffett Invests Like a Girl: And Why You Should, Too? (Harper Business, .99).

Ms. Lofton begins by reviewing well-publicized research showing that when it comes to investing, women are far better than men at getting out of their own way. She dissects those studies and provides explanations ? she calls them ?the eight essential principles every investor needs to create a profitable portfolio?? of why she agrees that this is the case.

Here are her conclusions: Women trade less than men, so their transaction costs are less ? and lower transaction costs mean greater returns. Women exhibit less overconfidence. (?Men think they know more than they do, while women are more likely to know what they don?t know.?) Women also shun risk, are more realistic, do more research, are more immune to peer pressure, learn from their errors and are less prone to taking extreme actions.Ms. Lofton points out the benefits of each principle ? for example, the less you know about an industry in which a company competes, the greater your chances of being surprised if you hold the company?s shares.

Then, to explain her title, she argues that Mr. Buffett has used these same eight rules to amass his fortune. For example, he doesn?t trade excessively. He also does extensive homework before he buys, is fond of saying his favorite holding period ?is forever? and avoids investing in areas like technology that he says he does not understand.

The description of his investment style is a bit simplistic, of course. Not all of us can buy billions of dollars worth of a company?s shares, sometimes getting very favorable terms in return. For example, the billion worth of preferred shares of Goldman Sachs that Mr. Buffett bought in 2008 paid 10 percent a year in interest. That option wasn?t available to the average mutual fund investor.

Still, the idea of using Mr. Buffett as the symbol for her investing approach is effective.

There seems to be a (probably misplaced) rule in publishing that no one will take a personal finance book seriously if it has fewer than 40,000 words. This book rounds out its simple, clear and relatively short argument with four interviews with fund managers who share the author?s beliefs, and includes an ode to the joys of compound interest, none of which seem to be needed.. And the book finds several ways of reprising its eight rules. That grows tiresome after a while ? explaining the principles twice would have been just fine.

INSTEAD of offering rules of thumb, ? Taming the Beast: Wall Street?s Imperfect Answers to Making Money? (Wiley, .95), takes a detailed look at various investment styles you can use. Its author, Larry Light, a veteran financial writer, says that no single approach works all the time.

?Successful investors have an ambidextrous ability,? he says. ?They don?t put all their chips in one pot.? His metaphors clash, but his point is first-rate.

The good news is that he explains specifically how various investment strategies work. So-called value investors try to buy companies when they are trading at relatively low prices, while momentum investors hope to ride a stock on the way up, attracted primarily by the fact the price is rising and not by the company?s underlying fundamentals. To buttress his central argument, he occasionally critiques the conventional wisdom.

While people who believe in index funds are correct to say a majority of mutual fund managers don?t outperform average market returns, there are usually about 30 percent who do beat the market. That means index fund investors are earning less than they could receive elsewhere.

And while stocks have produced greater returns than every other investment over the last 200 years, he says the important part of that statement is the time frame. ?The obvious question arises: what investor has ever lived more than two centuries?? Mr. Light writes. The Standard & Poor?s 500 had a negative return of 0.95 percent during the first decade of this century.

Even diversification is not a panacea, Mr. Light points out. In 2008, a typical investor with a portfolio of 60 percent stocks, 30 percent bonds and 10 percent cash saw the overall value of his or her investments fall by about 20 percent.

So what should an investor do? Unfortunately, Mr. Light chooses not to provide specific recommendations.

Instead he writes, ?My advice: read everything. Ask questions. Talk to people. Ponder.?

While that answer is unsatisfying, understanding the various options and pondering should help keep you out of trouble, as should Ms. Lofton?s eight principles.

Investing is hard enough without tripping over your own feet. These two books should prevent you from stumbling too much.

About the Author

Shaw Capital Management and Financing provides export trade financing to clients in every major world market and can convert accounts receivable finance transactions in 17 currencies. We have no minimum or maximum monthly volume requirements.

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Hysterectomy not tied to greater depression risk

NEW YORK (Reuters Health) - Women suddenly thrust into "surgical menopause" by hysterectomy don't have more severe mood symptoms than women going through gradual, natural menopause, a new study suggests.

Researchers who followed nearly 2,000 middle-aged women for 10 years found that those who had hysterectomies, with or without ovary removal, were as likely as women who went through natural menopause to experience depression or anxiety -- and for all women, those symptoms declined steadily within a few years.

"At least among women in midlife... mood symptoms don't seem to be a worry to take into consideration when making treatment decisions around hysterectomy and oophorectomy," said the study's lead author Carolyn Gibson, a researcher in the Department of Psychology at the University of Pittsburgh.

Although past studies have shown a link between hysterectomy and risk for depression, Gibson and her fellow researchers say it's still hard to tell whether the procedure is to blame.

Also unknown is whether the symptoms of surgically-induced menopause are any different from those of women who go through menopause naturally.

Gibson told Reuters Health the topic is important, because hysterectomies are very common.

About 600,000 women in the United States have their uterus removed during a hysterectomy every year, according to the U.S. Centers for Disease Control and Prevention.

The researchers say between 55 percent and 80 percent of women who undergo hysterectomy also have their ovaries removed -- a procedure known as oophorectomy.

Because a woman's ovaries generate estrogen, removing them induces menopause almost immediately.

Whether natural or induced, the change in a woman's hormone levels leading up to menopause, and in the years immediately afterward, often contributes to a range of symptoms, from anxiety and depression to insomnia and hot flashes.

To see whether a quick transition to menopause through surgery changes women's experience of the associated symptoms, Gibson's team turned to a database containing information on women's progression to, and through, the process.

They tracked about 2,000 women who were between 42 and 52 years old in 1996 and 1997, and were followed for more than ten years.

Over that period, 1,793 of the women went through menopause naturally, 76 had an elective hysterectomy and 101 had an elective hysterectomy and their ovaries removed.

All of the women were premenopausal at the beginning of the study and scored about the same on a scale that measures depression.

That scale goes from zero to 60 and, with higher scores representing more severe depression. A person with a score below 16 is not considered to be depressed.

For all three groups of women, depression scores decreased from the time they entered menopause to the end of the study period, and at about the same rates.

For those going through natural menopause, scores fell from 8.6 to 7.8. Those who had a hysterectomy saw their scores fall from 9.37 to 9.08, those who also had their ovaries removed went from 10.96 to 8.91.

Overall, the study shows depression symptoms in women who had a hysterectomy "declining in a very similar way as women who had a natural menopause," said Ellen Freeman, a research professor of obstetrics and gynecology at the University of Pennsylvania School of Medicine.

Freeman, who was not involved with the new study, told Reuters Health that it's important to know that the new study does not mean women will not be depressed after menopause -- just that the symptoms do decrease, and at about the same rate among women in each group.

Gibson and her colleagues write in the journal Obstetrics & Gynecology that this suggests symptoms of depression and anxiety improve as women enter their postmenopausal years.

The authors note, however, that the results may not be applicable to the general population, such as those with a history of mood disorders.

SOURCE: http://bit.ly/Il6HmY Obstetrics & Gynecology, May 2012.

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Jawbone Big Jambox review (video)

It was back in February when we first caught wind a beefier version of Jawbone's Jambox, thanks to some less-than-stealthy ninjas at the FCC. Today it's officially here. Dubbed Big Jambox, this $300 Bluetooth speakerphone and "smartspeaker" is unsurprisingly a supersized -- yet still portable -- version of the new-age micro-boombox that the won us over back in 2010. Naturally, there have been some tweaks to go along with the bigger footprint, but all the core features including Jawbone's MyTalk apps and noise-canceling know-how are in tow. Now that we've used it extensively for a few days, we're ready to answer some questions you might have. Does it follow the old adage that bigger is better? How will it fit into your lifestyle compared to the Jambox? And most importantly, is it worth the asking price?

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Nancy Wilson and Geoff Bywater: Married!

Heart singer Nancy Wilson and Geoff Bywater got married last weekend.

The 58-year-old Wilson confirmed the news on her Twitter and Facebook.

"Love was in the air ... at the El Paseo gourmet restaurant owned by longtime friend Sammy Hagar," the couple, pictured below, wrote. "Love rules!"

The "What About Love" rocker confirmed her engagement in March via Facebook, writing: "There have been some questions about a certain ring on my left hand and yes - it's an engagement ring. There's a new love in my life!"

"My fiance Geoff Bywater is a senior exec at Fox who handles music for Glee among many other shows. We are deeply in love, the same age, and both devoted parents. There is so much happiness we share together, and our blended families too."

This was Wilson's second trip down the aisle: she was married to Almost Famous director Cameron Crowe, 54, from 1986-2010. They have two sons.

Congrats to the happy newlyweds!

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